School Trip Insurance

SCHOOL JOURNEY INSURANCE SCHEME SUMMARY OF COVER

Policy number: 53UK472199
Insurer: ACE European Group Limited
Period of Insurance: 29th November 2016 to 28th November 2017
Injury and Travel Helpline: +44 (0)20 7173 7796

The policy arranged with the insurers covers the following:

Medical and Other Expenses:

 Overseas Medical Expenses                                                  £Unlimited
 Hospital confinement (maximum of 365 days)                       £50 per day
 Travel and accommodation expenses                                    £20,000 max
 Emergency repatriation expenses                                          £Unlimited
 On-going medical treatment as an in-patient in the UK          £50,000 max
 Search and rescue expenses                                                 £20,000 max
 Repatriation of Mortal Remains                                              £10,000 max

Personal Belongings and Money:

 Business Equipment                                                              £3,000 max
 Personal belongings loss or damage                                    £10,000 max
 Personal belongings delay                                                    £2,000 max
 Loss, theft, or delay of home or car keys                              £250 max
 Money                                                                                   £5,000 max
 Financial card misuse                                                           £3,000 max
 Emergency replacement of documents                                £1,500 max
(Including passport, visa, travel documents or driving licence)

Disruption:

 Cancellation, Curtailment or Rearrangement                       £10,000 max
 Replacement                                                                        £10,000 max
 Travel delay after 4 hours £50 per hour
(Maximum of £500)

Personal Liability:

 Personal liability                                                                   £5,000,000 max

Legal Expenses:

 Legal expenses                                                                    £50,000 max
 Travel and Accommodation Expenses                                 £1,000 max

Personal Accident cover:

Including bodily injury to a person insured resulting in death or permanent disablement
 School pupil                                                                         £20,000 max
 Adult                                                                                     £20,000 max
Weekly benefits are also available for temporary total or partial disablement.

EXCLUDING

Medical, travel, cancellation, hospital and evacuation expenses:
 Journeys undertaken against medical advice
 Losses otherwise insured
 Suicide or self injury
 Aviation other than as a passenger
 Active service
 War
 Expenses incurred as a result of pregnancy within 2 months of expected due date
 Persons aged 75 or over (unless referred to insurance team)
 NIL Excess

Personal Property and money:
 Damage due to moth, vermin, wear and tear, gradual deterioration
 Currency depreciation, errors or omissions in transactions
 Loss not reported to the police within 24 hours
 Confiscation by customs
 War
 Nil Excess

This list is not exhaustive. If you have any queries regarding the policy cover or require further details please contact the insurance team as follows:

CSS Senior Officer/Team Leader: Sarah Cook
CSS Senior Officer/Liability Claims Handler: Janice Reed
CSS Officers: Adhiambo Ashall, Alison Greenhalgh (Mon & Tue), Clare Bowers (Wed, Thurs and Fri), Gail Smith, Alison Leslie
Address: Internal Audit, Risk & Insurance Team, 2nd Floor, Stopford House, Piccadilly,
Stockport, SK1 3XE
Tel: 0161 474 4031/0
Email: insurance@stockport.gov.uk