School Trip Insurance

SCHOOL JOURNEY INSURANCE SCHEME SUMMARY OF COVER

Policy number: 53UK472199
Insurer: ACE European Group Limited
Period of Insurance: 29th November 2016 to 28th November 2017
Injury and Travel Helpline: +44 (0)20 7173 7796

The policy arranged with the insurers covers the following:

Medical and Other Expenses:

ï‚§ Overseas Medical Expenses                                                  £Unlimited
ï‚§ Hospital confinement (maximum of 365 days)                       £50 per day
ï‚§ Travel and accommodation expenses                                    £20,000 max
ï‚§ Emergency repatriation expenses                                          £Unlimited
ï‚§ On-going medical treatment as an in-patient in the UK          £50,000 max
ï‚§ Search and rescue expenses                                                 £20,000 max
ï‚§ Repatriation of Mortal Remains                                              £10,000 max

Personal Belongings and Money:

ï‚§ Business Equipment                                                              £3,000 max
ï‚§ Personal belongings loss or damage                                    £10,000 max
ï‚§ Personal belongings delay                                                    £2,000 max
ï‚§ Loss, theft, or delay of home or car keys                              £250 max
ï‚§ Money                                                                                   £5,000 max
ï‚§ Financial card misuse                                                           £3,000 max
ï‚§ Emergency replacement of documents                                £1,500 max
(Including passport, visa, travel documents or driving licence)

Disruption:

ï‚§ Cancellation, Curtailment or Rearrangement                       £10,000 max
ï‚§ Replacement                                                                        £10,000 max
ï‚§ Travel delay after 4 hours £50 per hour
(Maximum of £500)

Personal Liability:

ï‚§ Personal liability                                                                   £5,000,000 max

Legal Expenses:

ï‚§ Legal expenses                                                                    £50,000 max
ï‚§ Travel and Accommodation Expenses                                 £1,000 max

Personal Accident cover:

Including bodily injury to a person insured resulting in death or permanent disablement
ï‚§ School pupil                                                                         £20,000 max
ï‚§ Adult                                                                                     £20,000 max
Weekly benefits are also available for temporary total or partial disablement.

EXCLUDING

Medical, travel, cancellation, hospital and evacuation expenses:
ï‚§ Journeys undertaken against medical advice
ï‚§ Losses otherwise insured
ï‚§ Suicide or self injury
ï‚§ Aviation other than as a passenger
ï‚§ Active service
ï‚§ War
ï‚§ Expenses incurred as a result of pregnancy within 2 months of expected due date
ï‚§ Persons aged 75 or over (unless referred to insurance team)
ï‚§ NIL Excess

Personal Property and money:
ï‚§ Damage due to moth, vermin, wear and tear, gradual deterioration
ï‚§ Currency depreciation, errors or omissions in transactions
ï‚§ Loss not reported to the police within 24 hours
ï‚§ Confiscation by customs
ï‚§ War
ï‚§ Nil Excess

This list is not exhaustive. If you have any queries regarding the policy cover or require further details please contact the insurance team as follows:

CSS Senior Officer/Team Leader: Sarah Cook
CSS Senior Officer/Liability Claims Handler: Janice Reed
CSS Officers: Adhiambo Ashall, Alison Greenhalgh (Mon & Tue), Clare Bowers (Wed, Thurs and Fri), Gail Smith, Alison Leslie
Address: Internal Audit, Risk & Insurance Team, 2nd Floor, Stopford House, Piccadilly,
Stockport, SK1 3XE
Tel: 0161 474 4031/0
Email: insurance@stockport.gov.uk

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